Home Insurance in Lake Tanglewood, Texas
The median home value in Lake Tanglewood is $633,600, 165% higher than the Randall County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Lake Tanglewood was built around 1985. About 3% of homes were built before 1960, about 11 points below Randall County's 13%.
Housing in Lake Tanglewood breaks down to 99% single-family homes and 1% mobile or manufactured homes.
About 49% of owner-occupied homes in Lake Tanglewood have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Lake Tanglewood has an owner-occupancy rate of 97% and a vacancy rate of 32%; unoccupied homes typically need a different coverage form.
In Lake Tanglewood, 78% of homes are primarily heated with natural gas.
Randall County had 313 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full Randall County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $633,600 |
|---|---|
| Median year built | 1985 |
| Owner-occupied share | 97% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Randall County | 313 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)