HomeInsuranceQts

Home Insurance in Weatherford, Texas

Homes in Weatherford carry a median value of $312,100 - 17% lower than the Parker County median.

The typical home in Weatherford was built around 1998. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 14% of homes were built before 1960, about 7 points above Parker County's 6%.

The housing stock in Weatherford is 77% single-family homes, 15% apartments in buildings with 5+ units and 1% mobile or manufactured homes.

About 58% of owner-occupied homes in Weatherford have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

About 61% of occupied homes in Weatherford are owner-occupied. The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

75% of homes in Weatherford are primarily heated with electricity.

Parker County's top FEMA-rated hazard is wildfire (Relatively Moderate), per FEMA's National Risk Index. Parker County had 450 active NFIP flood policies as of September 2026. See the full Parker County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).

This area lists 25 licensed insurance agencies.

Key figures

Median home value$312,100
Median year built1998
Owner-occupied share61%
Share of owner-occupied homes with a mortgage58%
Top county hazardWildfire (Relatively Moderate)
Active NFIP policies in Parker County450
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Weatherford, TX

Licensed insurance agencies in Weatherford

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29