Home Insurance in Corsicana, Texas
With a median home value of $168,900, Corsicana is close to the Navarro County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Corsicana was built around 1974. About 27% of homes were built before 1960, about 8 points above Navarro County's 20%.
The housing stock in Corsicana is 71% single-family homes, 12% apartments in buildings with 5+ units and 6% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
47% of owner-occupied homes in Corsicana carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 55% of occupied homes in Corsicana are owner-occupied. The vacancy rate is 12%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Corsicana, 54% of homes are primarily heated with electricity.
Navarro County had 161 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Relatively High). See the full Navarro County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
16 licensed insurance agencies serve this area.
Key figures
| Median home value | $168,900 |
|---|---|
| Median year built | 1974 |
| Owner-occupied share | 55% |
| Share of owner-occupied homes with a mortgage | 47% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Navarro County | 161 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Corsicana
- AIRCRAFT INSURANCE AGENCY BY DUNCAN, LLC, Corsicana (General Lines Agency)
- ANGIE BODINE-HIGHTOWER INSURANCE AGENCY LLC, Corsicana (General Lines Agency)
- BADIE STEWART LLC, Corsicana (General Lines Agency)
- BILL MAUPIN INSURANCE AGENCY, LLC, Corsicana (General Lines Agency)
- BORDEN INSURANCE SERVICES INC, Corsicana (General Lines Agency)
- COOPER & FRENCH INSURANCE AGENCY, INC., Corsicana (General Lines Agency)
- HOUSLEY INSURANCE AGENCY, INC., Corsicana (General Lines Agency)
- INSURANCE SERVICES & MANAGEMENT, LLC, Corsicana (General Lines Agency)
- JELLISON METROPLEX INSURANCE AGENCY, LLC, Corsicana (General Lines Agency)
- LONG GAME INSURANCE AGENCY, LLC, Corsicana (General Lines Agency)
- MS INSURES LLC, Corsicana (General Lines Agency)
- NGF INSURANCE AGENCY LLC, Corsicana (General Lines Agency)
- PETTY INSURANCE GROUP, LLC, Corsicana (General Lines Agency)
- PIVOTAL INSURANCE SERVICES, LLC, Corsicana (General Lines Agency)
- TMC INSURANCE SERVICES LLC, Corsicana (General Lines Agency)
- YORK INSURANCE SERVICES, INC., Corsicana (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)