Home Insurance in Maverick County, Texas
With a median home value of $158,700, Maverick County is 44% lower than the Texas median.
The typical home in Maverick County was built around 1997. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 7% of homes were built before 1960, about 5 points below Texas's 12%.
In Maverick County, the housing stock is 72% single-family homes, 9% apartments in buildings with 5+ units and 11% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
40% of owner-occupied homes in Maverick County carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Maverick County has an owner-occupancy rate of 71% and a vacancy rate of 12%; unoccupied homes typically need a different coverage form.
In Maverick County, 89% of homes are primarily heated with electricity.
Per FEMA's National Risk Index, Maverick County's top hazards are inland flooding (Relatively Moderate), tornado (Relatively Moderate) and hurricane (Relatively Low).
Maverick County had 165 active National Flood Insurance Program policies as of September 2026. Standard homeowners insurance does not cover flood damage, so flood coverage needs a separate NFIP or private flood policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
9 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $158,700 |
|---|---|
| Median year built | 1997 |
| Owner-occupied share | 71% |
| Share of owner-occupied homes with a mortgage | 40% |
| Top hazards (FEMA National Risk Index) | Inland Flooding (Relatively Moderate), Tornado (Relatively Moderate), Hurricane (Relatively Low) |
| Active NFIP flood policies (county) | 165 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Towns and cities
Licensed insurance agencies in Maverick County
- CAPETILLO INSURANCE AGENCY LLC, Eagle Pass (General Lines Agency)
- CAPITOL INSURANCE SERVICES INC, Eagle Pass (General Lines Agency)
- EAGLE PASS INSURANCE AGENCY INC, Eagle Pass (General Lines Agency)
- GMG INSURANCE AGENCY INC, Eagle Pass (General Lines Agency)
- GOMEZ INSURANCE AGENCY & SERVICE LLC, Eagle Pass (General Lines Agency)
- PROFESSIONAL SERVICES & INSURANCE AGENCY, LLC, Eagle Pass (General Lines Agency)
- ROLANDO HERNANDEZ AGENCY, LLC, Eagle Pass (General Lines Agency)
- ROSA MARIA V DE LA CERDA INSURANCE AGENCY LLC, Eagle Pass (General Lines Agency)
- TEJANITA SEGUROS LLC, Eagle Pass (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Sources
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)