Home Insurance in Venus, Texas
Homes in Venus carry a median value of $270,500 - 5% lower than the Johnson County median.
The typical home in Venus was built around 2014. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 7% of homes were built before 1960, in line with Johnson County (7%).
In Venus, the housing stock is 95% single-family homes, 2% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 84% of owner-occupied homes in Venus have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 84% of occupied homes in Venus are owner-occupied.
75% of homes in Venus are primarily heated with electricity.
Johnson County's top FEMA-rated hazard is tornado (Relatively High), per FEMA's National Risk Index. Johnson County had 566 active NFIP flood policies as of September 2026. See the full Johnson County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
1 licensed insurance agencies serve this area.
Key figures
| Median home value | $270,500 |
|---|---|
| Median year built | 2014 |
| Owner-occupied share | 84% |
| Share of owner-occupied homes with a mortgage | 84% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Johnson County | 566 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Venus
- WOOLSEY FAMILY HOLDINGS, LLC, Venus (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)