Home Insurance in Levelland, Texas
With a median home value of $140,400, Levelland is 11% higher than the Hockley County median.
The typical home in Levelland was built around 1976. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 23% of homes were built before 1960, in line with Hockley County (23%).
The housing stock in Levelland is 80% single-family homes, 10% apartments in buildings with 5+ units and 8% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 37% of owner-occupied homes in Levelland have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 67% of occupied homes in Levelland are owner-occupied. The vacancy rate is 15%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Levelland, 58% of homes are primarily heated with natural gas.
Hockley County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Hockley County had 50 active NFIP flood policies as of September 2026. See the full Hockley County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
6 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $140,400 |
|---|---|
| Median year built | 1976 |
| Owner-occupied share | 67% |
| Share of owner-occupied homes with a mortgage | 37% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Hockley County | 50 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Levelland
- COLDWATER INSURANCE AGENCY, INC., Levelland (General Lines Agency)
- DANNY GRANT AGENCY,INC., Levelland (General Lines Agency)
- GEORGE R. KEELING INSURANCE AGENCY, LLC, Levelland (General Lines Agency)
- MACHA INSURANCE AGENCY INC, Levelland (General Lines Agency)
- TREY THOMPSON, LLC, Levelland (General Lines Agency)
- UNITED COTTON GROWERS COOPERATIVE, Levelland (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)