Home Insurance in Jacinto City, Texas
Homes in Jacinto City carry a median value of $156,200 - 44% lower than the Harris County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Jacinto City was built around 1960. About 49% of homes were built before 1960, about 38 points above Harris County's 12%.
The housing stock in Jacinto City is 78% single-family homes, 15% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
30% of owner-occupied homes in Jacinto City carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 66% of occupied homes in Jacinto City are owner-occupied. The vacancy rate is 11%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Jacinto City - 56% - are primarily heated with electricity.
Harris County's top FEMA-rated hazard is hurricane (Very High), per FEMA's National Risk Index. Harris County had 223,081 active NFIP flood policies as of September 2026. See the full Harris County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
1 licensed insurance agencies serve this area.
Key figures
| Median home value | $156,200 |
|---|---|
| Median year built | 1960 |
| Owner-occupied share | 66% |
| Share of owner-occupied homes with a mortgage | 30% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Harris County | 223,081 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Jacinto City
- JNG GROUP LLC, Jacinto City (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
- Galena Park
- South Houston
- Houston
- Deer Park
- Pasadena
- West University Place
- Southside Place
- Brookside Village
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)