Home Insurance in Plainview, Texas
With a median home value of $113,000, Plainview is close to the Hale County median.
The typical home in Plainview was built around 1970. About 23% of homes were built before 1960, about 4 points below Hale County's 27%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
The housing stock in Plainview is 77% single-family homes, 10% apartments in buildings with 5+ units and 3% mobile or manufactured homes.
In Plainview, about 36% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 53% of occupied homes in Plainview are owner-occupied. The vacancy rate is 16%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Plainview - 58% - are primarily heated with natural gas.
Hale County had 81 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Very High). See the full Hale County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
14 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $113,000 |
|---|---|
| Median year built | 1970 |
| Owner-occupied share | 53% |
| Share of owner-occupied homes with a mortgage | 36% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Hale County | 81 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Plainview
- AG VENTURE SOLUTIONS LLC, Plainview (General Lines Agency)
- AGRI-SERVE CORPORATION, Plainview (General Lines Agency)
- CHRISTOPHER WAYNE MOORE, INC., Plainview (General Lines Agency)
- HORTON INSURANCE & FINANCIAL SERVICES INC, Plainview (General Lines Agency)
- J LEATHERWOOD INC, Plainview (General Lines Agency)
- JAN ALFORD INSURANCE AND FINANCIAL SERVICES, INC., Plainview (General Lines Agency)
- JCR PRIME INSURANCE GROUP, LLC, Plainview (General Lines Agency)
- JIM LANDTROOP INSURANCE AND FINANCIAL SERVICES INC, Plainview (General Lines Agency)
- KERRY WINDERS LLC, Plainview (General Lines Agency)
- M C CAMPBELL, LLC, Plainview (General Lines Agency)
- PEDAL CAR, LLC, Plainview (General Lines Agency)
- ROBERTS AG INSURANCE AGENCY, LLC, Plainview (General Lines Agency)
- SONNY WALKER AGENCY, INC., Plainview (General Lines Agency)
- WALKER LLOYD & WALKER INC, Plainview (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)