Home Insurance in Weston Lakes, Texas
With a median home value of $673,600, Weston Lakes is 80% higher than the Fort Bend County median.
The typical home in Weston Lakes was built around 2006. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 0% of homes were built before 1960, about 2 points below Fort Bend County's 2%.
In Weston Lakes, the housing stock is 100% single-family homes.
67% of owner-occupied homes in Weston Lakes carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Weston Lakes has an owner-occupancy rate of 100% and a vacancy rate of 1%; unoccupied homes typically need a different coverage form.
In Weston Lakes, 76% of homes are primarily heated with natural gas.
Fort Bend County had 40,102 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Very High). See the full Fort Bend County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $673,600 |
|---|---|
| Median year built | 2006 |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Fort Bend County | 40,102 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)