Home Insurance in Meadows Place, Texas
The median home value in Meadows Place is $271,100, 28% lower than the Fort Bend County median.
The typical home in Meadows Place was built around 1979. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 1% of homes were built before 1960, in line with Fort Bend County (2%).
The housing stock in Meadows Place is 81% single-family homes and 16% apartments in buildings with 5+ units.
About 60% of owner-occupied homes in Meadows Place have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 75% of occupied homes in Meadows Place are owner-occupied.
Most homes in Meadows Place - 69% - are primarily heated with natural gas.
Fort Bend County had 40,102 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Very High). See the full Fort Bend County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
1 licensed insurance agencies serve this area.
Key figures
| Median home value | $271,100 |
|---|---|
| Median year built | 1979 |
| Owner-occupied share | 75% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Fort Bend County | 40,102 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Meadows Place
- J. CONTRERAS INSURANCE GROUP LLC, Meadows Place (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
- Stafford
- Sugar Land
- Missouri City
- Bellaire
- Piney Point Village
- Bunker Hill Village
- Southside Place
- Hunters Creek Village
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)