HomeInsuranceQts

Home Insurance in Lewisville, Texas

With a median home value of $378,500, Lewisville is 13% lower than the Denton County median.

Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Lewisville was built around 1997. About 3% of homes were built before 1960, in line with Denton County (3%).

The housing stock in Lewisville is 52% single-family homes, 40% apartments in buildings with 5+ units and 2% mobile or manufactured homes.

69% of owner-occupied homes in Lewisville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

About 46% of occupied homes in Lewisville are owner-occupied. The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

In Lewisville, 65% of homes are primarily heated with electricity.

Denton County had 2,159 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Very High). See the full Denton County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.

41 licensed insurance agencies are listed for this area.

Key figures

Median home value$378,500
Median year built1997
Owner-occupied share46%
Share of owner-occupied homes with a mortgage69%
Top county hazardTornado (Very High)
Active NFIP policies in Denton County2,159
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Lewisville, TX

Licensed insurance agencies in Lewisville

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29