Home Insurance in Anna, Texas
With a median home value of $351,700, Anna is 26% lower than the Collin County median.
The typical home in Anna was built around 2012. About 2% of homes were built before 1960, in line with Collin County (2%). Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Housing in Anna breaks down to 93% single-family homes, 6% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
79% of owner-occupied homes in Anna carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Anna has an owner-occupancy rate of 78% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
Most homes in Anna - 69% - are primarily heated with electricity.
What's the biggest home insurance risk near Anna? FEMA's National Risk Index points to tornado (Very High) in Collin County and Collin County had 1,589 active NFIP flood policies as of September 2026. See the full Collin County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
6 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $351,700 |
|---|---|
| Median year built | 2012 |
| Owner-occupied share | 78% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Collin County | 1,589 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Anna
- ANDY TORRES INSURANCE AGENCY INC, Anna (General Lines Agency)
- CRG INSURANCE AGENCY, LLC, Anna (General Lines Agency)
- GIBBS MARINE INSURANCE, INC., Anna (General Lines Agency)
- MAGIC SMITH INSURANCE LLC, Anna (General Lines Agency)
- TCI AGENCY INCORPORATED, Anna (General Lines Agency)
- WHOLESTATE INSURANCE GROUP LLC, Anna (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)