Home Insurance in Quintana, Texas
The typical home in Quintana was built around 1988. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 0% of homes were built before 1960, about 8 points below Brazoria County's 8%.
Housing in Quintana breaks down to 100% single-family homes.
Almost no owner-occupied homes in Quintana carry a mortgage.
About 20% of occupied homes in Quintana are owner-occupied. The vacancy rate is 66%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
90% of homes in Quintana are primarily heated with electricity.
What's the biggest home insurance risk near Quintana? FEMA's National Risk Index points to tornado (Relatively High) in Brazoria County and Brazoria County had 28,316 active NFIP flood policies as of September 2026. See the full Brazoria County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
Key figures
| Median year built | 1988 |
|---|---|
| Owner-occupied share | 20% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Brazoria County | 28,316 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)