Home Insurance in Beeville, Texas
The median home value in Beeville is $94,700, 15% lower than the Bee County median.
The typical home in Beeville was built around 1974. About 22% of homes were built before 1960, about 5 points above Bee County's 18%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Beeville, the housing stock is 68% single-family homes, 11% apartments in buildings with 5+ units and 10% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Beeville, about 36% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Beeville has an owner-occupancy rate of 59% and a vacancy rate of 16%; unoccupied homes typically need a different coverage form.
In Beeville, 80% of homes are primarily heated with electricity.
FEMA rates Bee County's overall risk as Relatively Low, led by hurricane (Relatively Moderate). Bee County had 253 active NFIP flood policies as of September 2026. See the full Bee County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
3 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $94,700 |
|---|---|
| Median year built | 1974 |
| Owner-occupied share | 59% |
| Share of owner-occupied homes with a mortgage | 36% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Bee County | 253 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Beeville
- SCOTTEN INSURANCE AGENCY LLC, Beeville (General Lines Agency)
- STEPHEN BALL INSURANCE AGENCY INC., Beeville (General Lines Agency)
- TWISTED OAK INSURANCE AGENCY PLLC, Beeville (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)