Home Insurance in Rockport, Texas
The median home value in Rockport is $320,500, 21% higher than the Aransas County median.
The typical home in Rockport was built around 1989. About 7% of homes were built before 1960, in line with Aransas County (6%). Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Rockport is 72% single-family homes, 16% apartments in buildings with 5+ units and 5% mobile or manufactured homes.
About 44% of owner-occupied homes in Rockport have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Rockport has an owner-occupancy rate of 71% and a vacancy rate of 21%; unoccupied homes typically need a different coverage form.
In Rockport, 79% of homes are primarily heated with electricity.
Aransas County's top FEMA-rated hazard is hurricane (Relatively Moderate), per FEMA's National Risk Index. Aransas County had 4,715 active NFIP flood policies as of September 2026. See the full Aransas County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
12 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $320,500 |
|---|---|
| Median year built | 1989 |
| Owner-occupied share | 71% |
| Share of owner-occupied homes with a mortgage | 44% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Aransas County | 4,715 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Rockport
- AAR INSURANCE SERVICES, INC., Rockport (General Lines Agency)
- AIM LOW INSURANCE AGENCY INC, Rockport (General Lines Agency)
- GLASS SORENSON & MCDAVID INC, Rockport (General Lines Agency)
- GSM DISCOUNT ADVANTAGE LLC, Rockport (General Lines Agency)
- GSM INSURORS OF TAYLOR, LLC, Rockport (General Lines Agency)
- GSM INSURORS SERVICES OF SOUTH TEXAS, INC., Rockport (General Lines Agency)
- GSM INSURORS SERVICES, INC., Rockport (General Lines Agency)
- LMH & ASSOCIATES, LLC, Rockport (General Lines Agency)
- RISK RESOURCES LLC, Rockport (General Lines Agency)
- TEXAS COAST INSURANCE AGENCY, L.L.C., Rockport (General Lines Agency)
- VERSIFI INSURANCE LLC, Rockport (General Lines Agency)
- WHITNEY-VAKY COMPANY-INSURANCE SERVICES INC, Rockport (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)