Home Insurance in Nolensville, Tennessee
With a median home value of $777,800, Nolensville is close to the Williamson County median.
The typical home in Nolensville was built around 2012. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 1% of homes were built before 1960, about 3 points below Williamson County's 4%.
In Nolensville, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
In Nolensville, about 82% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Nolensville has an owner-occupancy rate of 94% and a vacancy rate of 1%; unoccupied homes typically need a different coverage form.
In Nolensville, 70% of homes are primarily heated with natural gas.
Williamson County had 1,382 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Low). See the full Williamson County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Tennessee is $1,649 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $777,800 |
|---|---|
| Median year built | 2012 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 82% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Williamson County | 1,382 |
| Home insurance premium | $1,649 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)