Home Insurance in New Tazewell, Tennessee
Homes in New Tazewell carry a median value of $183,800 - 15% higher than the Claiborne County median.
The typical home in New Tazewell was built around 1987. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 16% of homes were built before 1960, about 2 points above Claiborne County's 14%.
In New Tazewell, the housing stock is 52% single-family homes, 6% apartments in buildings with 5+ units and 25% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In New Tazewell, about 55% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 49% of occupied homes in New Tazewell are owner-occupied.
89% of homes in New Tazewell are primarily heated with electricity.
Claiborne County's top FEMA-rated hazard is wildfire (Relatively Low), per FEMA's National Risk Index. Claiborne County had 27 active NFIP flood policies as of September 2026. See the full Claiborne County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Tennessee is $1,649 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $183,800 |
|---|---|
| Median year built | 1987 |
| Owner-occupied share | 49% |
| Share of owner-occupied homes with a mortgage | 55% |
| Top county hazard | Wildfire (Relatively Low) |
| Active NFIP policies in Claiborne County | 27 |
| Home insurance premium | $1,649 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)