Home Insurance in Bennettsville, South Carolina
With a median home value of $92,100, Bennettsville is 12% higher than the Marlboro County median.
The typical home in Bennettsville was built around 1967. About 37% of homes were built before 1960, about 12 points above Marlboro County's 25%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Bennettsville breaks down to 75% single-family homes, 8% apartments in buildings with 5+ units and 3% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
About 32% of owner-occupied homes in Bennettsville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 45% of occupied homes in Bennettsville are owner-occupied. The vacancy rate is 23%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
60% of homes in Bennettsville are primarily heated with electricity.
Marlboro County's top FEMA-rated hazard is hurricane (Relatively Moderate), per FEMA's National Risk Index. Marlboro County had 34 active NFIP flood policies as of September 2026. See the full Marlboro County home insurance overview for all FEMA hazard ratings and flood coverage details.
In South Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,753 per year (NAIC, 2023 data).
Key figures
| Median home value | $92,100 |
|---|---|
| Median year built | 1967 |
| Owner-occupied share | 45% |
| Share of owner-occupied homes with a mortgage | 32% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Marlboro County | 34 |
| Home insurance premium | $1,753 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)