Home Insurance in Batesburg-Leesville, South Carolina
Homes in Batesburg-Leesville carry a median value of $135,100 - 42% lower than the Lexington County median.
The typical home in Batesburg-Leesville was built around 1972. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 32% of homes were built before 1960, about 24 points above Lexington County's 8%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Batesburg-Leesville is 81% single-family homes and 9% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
About 58% of owner-occupied homes in Batesburg-Leesville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Batesburg-Leesville has an owner-occupancy rate of 68% and a vacancy rate of 17%; unoccupied homes typically need a different coverage form.
In Batesburg-Leesville, 51% of homes are primarily heated with electricity.
What's the biggest home insurance risk near Batesburg-Leesville? FEMA's National Risk Index points to tornado (Relatively High) in Lexington County and Lexington County had 1,340 active NFIP flood policies as of September 2026. See the full Lexington County home insurance overview for all FEMA hazard ratings and flood coverage details.
In South Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,753 per year (NAIC, 2023 data).
Key figures
| Median home value | $135,100 |
|---|---|
| Median year built | 1972 |
| Owner-occupied share | 68% |
| Share of owner-occupied homes with a mortgage | 58% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Lexington County | 1,340 |
| Home insurance premium | $1,753 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)