Home Insurance in Mauldin, South Carolina
Homes in Mauldin carry a median value of $258,500 - 14% lower than the Greenville County median.
The typical home in Mauldin was built around 1995. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 2% of homes were built before 1960, about 11 points below Greenville County's 13%.
The housing stock in Mauldin is 74% single-family homes, 23% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 63% of owner-occupied homes in Mauldin have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 68% of occupied homes in Mauldin are owner-occupied.
Most homes in Mauldin - 51% - are primarily heated with natural gas.
Greenville County's top FEMA-rated hazard is tornado (Relatively High), per FEMA's National Risk Index. Greenville County had 1,058 active NFIP flood policies as of September 2026. See the full Greenville County home insurance overview for all FEMA hazard ratings and flood coverage details.
In South Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,753 per year (NAIC, 2023 data).
Key figures
| Median home value | $258,500 |
|---|---|
| Median year built | 1995 |
| Owner-occupied share | 68% |
| Share of owner-occupied homes with a mortgage | 63% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Greenville County | 1,058 |
| Home insurance premium | $1,753 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)