Home Insurance in Turbeville, South Carolina
With a median home value of $80,000, Turbeville is 49% lower than the Clarendon County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Turbeville was built around 1991. About 11% of homes were built before 1960, about 2 points above Clarendon County's 9%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Turbeville is 51% single-family homes, 9% apartments in buildings with 5+ units and 25% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
49% of owner-occupied homes in Turbeville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 55% of occupied homes in Turbeville are owner-occupied. The vacancy rate is 16%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Turbeville, 98% of homes are primarily heated with electricity.
Clarendon County's top FEMA-rated hazard is hurricane (Relatively High), per FEMA's National Risk Index. Clarendon County had 80 active NFIP flood policies as of September 2026. See the full Clarendon County home insurance overview for all FEMA hazard ratings and flood coverage details.
In South Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,753 per year (NAIC, 2023 data).
Key figures
| Median home value | $80,000 |
|---|---|
| Median year built | 1991 |
| Owner-occupied share | 55% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Hurricane (Relatively High) |
| Active NFIP policies in Clarendon County | 80 |
| Home insurance premium | $1,753 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)