Home Insurance in Glen Rock, Pennsylvania
The median home value in Glen Rock is $241,100, close to the York County median.
The typical home in Glen Rock was built around 1955. About 55% of homes were built before 1960, about 22 points above York County's 33%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Glen Rock, the housing stock is 69% single-family homes and 13% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
76% of owner-occupied homes in Glen Rock carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Glen Rock has an owner-occupancy rate of 55% and a vacancy rate of 6%; unoccupied homes typically need a different coverage form.
80% of homes in Glen Rock are primarily heated with natural gas.
York County had 807 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full York County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $241,100 |
|---|---|
| Median year built | 1955 |
| Owner-occupied share | 55% |
| Share of owner-occupied homes with a mortgage | 76% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in York County | 807 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)