Home Insurance in West Leechburg, Pennsylvania
The median home value in West Leechburg is $169,200, 17% lower than the Westmoreland County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in West Leechburg was built around 1962. About 47% of homes were built before 1960, about 3 points above Westmoreland County's 44%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in West Leechburg is 87% single-family homes, 1% apartments in buildings with 5+ units and 3% mobile or manufactured homes.
In West Leechburg, about 56% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
West Leechburg has an owner-occupancy rate of 85% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
Most homes in West Leechburg - 92% - are primarily heated with natural gas.
What's the biggest home insurance risk near West Leechburg? FEMA's National Risk Index points to inland flooding (Relatively High) in Westmoreland County and Westmoreland County had 899 active NFIP flood policies as of September 2026. See the full Westmoreland County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Pennsylvania is $1,217 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $169,200 |
|---|---|
| Median year built | 1962 |
| Owner-occupied share | 85% |
| Share of owner-occupied homes with a mortgage | 56% |
| Top county hazard | Inland Flooding (Relatively High) |
| Active NFIP policies in Westmoreland County | 899 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)