Home Insurance in Rouseville, Pennsylvania
Homes in Rouseville carry a median value of $62,500 - 48% lower than the Venango County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Rouseville was built around 1943. About 74% of homes were built before 1960, about 23 points above Venango County's 51%.
In Rouseville, the housing stock is 94% single-family homes and 3% mobile or manufactured homes.
In Rouseville, about 35% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Rouseville has an owner-occupancy rate of 70% and a vacancy rate of 19%; unoccupied homes typically need a different coverage form.
94% of homes in Rouseville are primarily heated with natural gas.
Venango County had 126 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is inland flooding (Relatively Moderate). See the full Venango County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $62,500 |
|---|---|
| Median year built | 1943 |
| Owner-occupied share | 70% |
| Share of owner-occupied homes with a mortgage | 35% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Venango County | 126 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)