Home Insurance in Rimersburg, Pennsylvania
Homes in Rimersburg carry a median value of $89,100 - 43% lower than the Clarion County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Rimersburg was built around 1945. About 69% of homes were built before 1960, about 26 points above Clarion County's 43%.
The housing stock in Rimersburg is 75% single-family homes, 11% apartments in buildings with 5+ units and 3% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
62% of owner-occupied homes in Rimersburg carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 60% of occupied homes in Rimersburg are owner-occupied. The vacancy rate is 10%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Rimersburg - 84% - are primarily heated with natural gas.
What's the biggest home insurance risk near Rimersburg? FEMA's National Risk Index points to hurricane (Relatively Low) in Clarion County and Clarion County had 59 active NFIP flood policies as of September 2026. See the full Clarion County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $89,100 |
|---|---|
| Median year built | 1945 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 62% |
| Top county hazard | Hurricane (Relatively Low) |
| Active NFIP policies in Clarion County | 59 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)