Home Insurance in Foxburg, Pennsylvania
The median home value in Foxburg is $176,800, 14% higher than the Clarion County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The median home in Foxburg was built in 1939 or earlier. About 89% of homes were built before 1960, about 46 points above Clarion County's 43%.
Housing in Foxburg breaks down to 99% single-family homes and 1% mobile or manufactured homes.
In Foxburg, about 33% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Foxburg has an owner-occupancy rate of 73% and a vacancy rate of 6%; unoccupied homes typically need a different coverage form.
94% of homes in Foxburg are primarily heated with natural gas.
What's the biggest home insurance risk near Foxburg? FEMA's National Risk Index points to hurricane (Relatively Low) in Clarion County and Clarion County had 59 active NFIP flood policies as of September 2026. See the full Clarion County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $176,800 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 73% |
| Share of owner-occupied homes with a mortgage | 33% |
| Top county hazard | Hurricane (Relatively Low) |
| Active NFIP policies in Clarion County | 59 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)