Home Insurance in Weissport, Pennsylvania
Homes in Weissport carry a median value of $77,900 - 63% lower than the Carbon County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The median home in Weissport was built in 1939 or earlier. About 81% of homes were built before 1960, about 40 points above Carbon County's 41%.
The housing stock in Weissport is 78% single-family homes and 9% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
About 51% of owner-occupied homes in Weissport have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 15%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 50% of occupied homes in Weissport are owner-occupied.
Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. In Weissport, 34% of homes are primarily heated with electricity.
Carbon County's top FEMA-rated hazard is winter weather (Relatively Moderate), per FEMA's National Risk Index. Carbon County had 189 active NFIP flood policies as of September 2026. See the full Carbon County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $77,900 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 50% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Winter Weather (Relatively Moderate) |
| Active NFIP policies in Carbon County | 189 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)