Home Insurance in Connoquenessing, Pennsylvania
With a median home value of $300,000, Connoquenessing is close to the Butler County median.
The typical home in Connoquenessing was built around 1986. About 38% of homes were built before 1960, about 8 points above Butler County's 30%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Connoquenessing, the housing stock is 93% single-family homes.
In Connoquenessing, about 71% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Connoquenessing has an owner-occupancy rate of 84% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
Most homes in Connoquenessing - 84% - are primarily heated with natural gas.
Butler County had 385 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is inland flooding (Relatively Moderate). See the full Butler County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Pennsylvania is $1,217 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $300,000 |
|---|---|
| Median year built | 1986 |
| Owner-occupied share | 84% |
| Share of owner-occupied homes with a mortgage | 71% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Butler County | 385 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)