Home Insurance in Hulmeville, Pennsylvania
The median home value in Hulmeville is $387,500, 13% lower than the Bucks County median.
The typical home in Hulmeville was built around 1955. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 60% of homes were built before 1960, about 30 points above Bucks County's 30%.
The housing stock in Hulmeville is 89% single-family homes, 3% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 65% of owner-occupied homes in Hulmeville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Hulmeville has an owner-occupancy rate of 86% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
In Hulmeville, 49% of homes are primarily heated with natural gas. Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Bucks County had 3,143 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full Bucks County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $387,500 |
|---|---|
| Median year built | 1955 |
| Owner-occupied share | 86% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Bucks County | 3,143 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)