Home Insurance in Tyrone, Pennsylvania
Homes in Tyrone carry a median value of $139,800 - 13% lower than the Blair County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Tyrone was built around 1946. About 73% of homes were built before 1960, about 19 points above Blair County's 54%.
The housing stock in Tyrone is 70% single-family homes, 12% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
In Tyrone, about 51% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Tyrone has an owner-occupancy rate of 60% and a vacancy rate of 14%; unoccupied homes typically need a different coverage form.
In Tyrone, 75% of homes are primarily heated with natural gas.
Blair County had 602 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Relatively High). See the full Blair County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $139,800 |
|---|---|
| Median year built | 1946 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Winter Weather (Relatively High) |
| Active NFIP policies in Blair County | 602 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)