Home Insurance in Conway, Pennsylvania
Homes in Conway carry a median value of $178,600 - 6% lower than the Beaver County median.
The typical home in Conway was built around 1960. About 50% of homes were built before 1960, about 5 points below Beaver County's 55%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Conway breaks down to 79% single-family homes, 12% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
56% of owner-occupied homes in Conway carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 69% of occupied homes in Conway are owner-occupied. The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
80% of homes in Conway are primarily heated with natural gas.
What's the biggest home insurance risk near Conway? FEMA's National Risk Index points to inland flooding (Relatively Moderate) in Beaver County and Beaver County had 304 active NFIP flood policies as of September 2026. See the full Beaver County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Pennsylvania carries a statewide average premium of $1,217 per year.
Key figures
| Median home value | $178,600 |
|---|---|
| Median year built | 1960 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 56% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Beaver County | 304 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)