Home Insurance in Manorville, Pennsylvania
The median home value in Manorville is $147,900, 6% lower than the Armstrong County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The median home in Manorville was built in 1939 or earlier. About 74% of homes were built before 1960, about 24 points above Armstrong County's 51%.
In Manorville, the housing stock is 83% single-family homes, 13% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
In Manorville, about 58% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 82% of occupied homes in Manorville are owner-occupied.
In Manorville, 88% of homes are primarily heated with natural gas.
Armstrong County's top FEMA-rated hazard is inland flooding (Relatively Moderate), per FEMA's National Risk Index. Armstrong County had 247 active NFIP flood policies as of September 2026. See the full Armstrong County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
In Pennsylvania, the statewide average premium for a standard HO-3 homeowners policy is $1,217 per year (NAIC, 2023 data).
Key figures
| Median home value | $147,900 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 82% |
| Share of owner-occupied homes with a mortgage | 58% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Armstrong County | 247 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)