Home Insurance in Blawnox, Pennsylvania
Homes in Blawnox carry a median value of $173,000 - 24% lower than the Allegheny County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Blawnox was built around 1953. About 58% of homes were built before 1960, about 3 points above Allegheny County's 54%.
In Blawnox, the housing stock is 50% single-family homes and 37% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
About 40% of owner-occupied homes in Blawnox have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 41% of occupied homes in Blawnox are owner-occupied.
Most homes in Blawnox - 79% - are primarily heated with natural gas.
Allegheny County's top FEMA-rated hazard is inland flooding (Very High), per FEMA's National Risk Index. Allegheny County had 2,669 active NFIP flood policies as of September 2026. See the full Allegheny County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Pennsylvania carries a statewide average premium of $1,217 per year.
Key figures
| Median home value | $173,000 |
|---|---|
| Median year built | 1953 |
| Owner-occupied share | 41% |
| Share of owner-occupied homes with a mortgage | 40% |
| Top county hazard | Inland Flooding (Very High) |
| Active NFIP policies in Allegheny County | 2,669 |
| Home insurance premium | $1,217 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)