HomeInsuranceQts

Home Insurance in Canby, Oregon

With a median home value of $528,500, Canby is 14% lower than the Clackamas County median.

The typical home in Canby was built around 1993. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 10% of homes were built before 1960, about 6 points below Clackamas County's 16%.

Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Canby is 74% single-family homes, 14% apartments in buildings with 5+ units and 5% mobile or manufactured homes.

68% of owner-occupied homes in Canby carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

The vacancy rate is 1%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 70% of occupied homes in Canby are owner-occupied.

In Canby, 60% of homes are primarily heated with electricity.

FEMA rates Clackamas County's overall risk as Relatively High, led by earthquake (Relatively High). Clackamas County had 1,448 active NFIP flood policies as of September 2026. See the full Clackamas County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.

In Oregon, the statewide average premium for a standard HO-3 homeowners policy is $1,003 per year (NAIC, 2023 data).

Key figures

Median home value$528,500
Median year built1993
Owner-occupied share70%
Share of owner-occupied homes with a mortgage68%
Top county hazardEarthquake (Relatively High)
Active NFIP policies in Clackamas County1,448
Home insurance premium$1,003 - statewide average (NAIC, 2023 data)
Key home insurance figures for Canby, OR

Nearby towns

Sources

Data last updated: 2026-09-29