Home Insurance in Corn, Oklahoma
With a median home value of $126,300, Corn is 7% higher than the Washita County median.
The typical home in Corn was built around 1966. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 41% of homes were built before 1960, about 4 points below Washita County's 44%.
In Corn, the housing stock is 88% single-family homes, 8% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
About 51% of owner-occupied homes in Corn have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Corn has an owner-occupancy rate of 82% and a vacancy rate of 15%; unoccupied homes typically need a different coverage form.
69% of homes in Corn are primarily heated with natural gas.
Washita County had 14 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Washita County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Oklahoma is $2,486 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $126,300 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 82% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Washita County | 14 |
| Home insurance premium | $2,486 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)