Home Insurance in Collinsville, Oklahoma
With a median home value of $225,400, Collinsville is close to the Tulsa County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Collinsville was built around 2002. About 15% of homes were built before 1960, about 8 points below Tulsa County's 23%.
Housing in Collinsville breaks down to 89% single-family homes, 6% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
In Collinsville, about 71% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Collinsville has an owner-occupancy rate of 75% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
Most homes in Collinsville - 70% - are primarily heated with natural gas.
Tulsa County had 1,783 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is strong wind (Very High). See the full Tulsa County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Oklahoma, the statewide average premium for a standard HO-3 homeowners policy is $2,486 per year (NAIC, 2023 data).
Key figures
| Median home value | $225,400 |
|---|---|
| Median year built | 2002 |
| Owner-occupied share | 75% |
| Share of owner-occupied homes with a mortgage | 71% |
| Top county hazard | Strong Wind (Very High) |
| Active NFIP policies in Tulsa County | 1,783 |
| Home insurance premium | $2,486 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)