HomeInsuranceQts

Home Insurance in Hollister, Oklahoma

Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Hollister was built around 1958. About 56% of homes were built before 1960, about 12 points above Tillman County's 43%.

Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Hollister is 89% single-family homes and 11% mobile or manufactured homes.

Almost no owner-occupied homes in Hollister carry a mortgage.

The vacancy rate is 44%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. All occupied homes in Hollister are owner-occupied.

Most homes in Hollister - 100% - are primarily heated with propane. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.

Tillman County's top FEMA-rated hazard is hail (Relatively Low), per FEMA's National Risk Index. Tillman County had 3 active NFIP flood policies as of September 2026. See the full Tillman County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Oklahoma, the statewide average premium for a standard HO-3 homeowners policy is $2,486 per year (NAIC, 2023 data).

Key figures

Median year built1958
Owner-occupied share100%
Share of owner-occupied homes with a mortgage0%
Top county hazardHail (Relatively Low)
Active NFIP policies in Tillman County3
Home insurance premium$2,486 - statewide average (NAIC, 2023 data)
Key home insurance figures for Hollister, OK

Nearby towns

Sources

Data last updated: 2026-09-29