Home Insurance in Antlers, Oklahoma
Homes in Antlers carry a median value of $106,100 - 20% lower than the Pushmataha County median.
The typical home in Antlers was built around 1973. About 26% of homes were built before 1960, about 12 points above Pushmataha County's 15%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Antlers, the housing stock is 73% single-family homes, 10% apartments in buildings with 5+ units and 3% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
47% of owner-occupied homes in Antlers carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Antlers has an owner-occupancy rate of 51% and a vacancy rate of 18%; unoccupied homes typically need a different coverage form.
In Antlers, 64% of homes are primarily heated with electricity.
Pushmataha County had 17 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is wildfire (Relatively Low). See the full Pushmataha County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Oklahoma is $2,486 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $106,100 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 51% |
| Share of owner-occupied homes with a mortgage | 47% |
| Top county hazard | Wildfire (Relatively Low) |
| Active NFIP policies in Pushmataha County | 17 |
| Home insurance premium | $2,486 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)