Home Insurance in Haileyville, Oklahoma
The median home value in Haileyville is $79,200, 50% lower than the Pittsburg County median.
The typical home in Haileyville was built around 1962. About 48% of homes were built before 1960, about 26 points above Pittsburg County's 22%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Haileyville is 73% single-family homes, 1% apartments in buildings with 5+ units and 17% mobile or manufactured homes.
30% of owner-occupied homes in Haileyville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 26%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 65% of occupied homes in Haileyville are owner-occupied.
In Haileyville, 47% of homes are primarily heated with natural gas.
Pittsburg County's top FEMA-rated hazard is wildfire (Relatively Moderate), per FEMA's National Risk Index. Pittsburg County had 79 active NFIP flood policies as of September 2026. See the full Pittsburg County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Oklahoma, the statewide average premium for a standard HO-3 homeowners policy is $2,486 per year (NAIC, 2023 data).
Key figures
| Median home value | $79,200 |
|---|---|
| Median year built | 1962 |
| Owner-occupied share | 65% |
| Share of owner-occupied homes with a mortgage | 30% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Pittsburg County | 79 |
| Home insurance premium | $2,486 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)