Home Insurance in Marseilles, Ohio
Homes in Marseilles carry a median value of $75,000 - 54% lower than the Wyandot County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Marseilles was built around 1943. About 72% of homes were built before 1960, about 23 points above Wyandot County's 49%.
The housing stock in Marseilles is 100% single-family homes.
About 48% of owner-occupied homes in Marseilles have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 96% of occupied homes in Marseilles are owner-occupied.
48% of homes in Marseilles are primarily heated with propane. Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Wyandot County's top FEMA-rated hazard is hail (Relatively Low), per FEMA's National Risk Index. Wyandot County had 95 active NFIP flood policies as of September 2026. See the full Wyandot County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $75,000 |
|---|---|
| Median year built | 1943 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 48% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Wyandot County | 95 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)