Home Insurance in Blakeslee, Ohio
The typical home in Blakeslee was built around 1952. About 68% of homes were built before 1960, about 25 points above Williams County's 43%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Blakeslee, the housing stock is 78% single-family homes. The rest are 2-4 unit or other housing types.
In Blakeslee, about 77% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 81% of occupied homes in Blakeslee are owner-occupied. The vacancy rate is 32%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Blakeslee, 89% of homes are primarily heated with natural gas.
Williams County's top FEMA-rated hazard is strong wind (Relatively Moderate), per FEMA's National Risk Index. Williams County had 45 active NFIP flood policies as of September 2026. See the full Williams County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median year built | 1952 |
|---|---|
| Owner-occupied share | 81% |
| Share of owner-occupied homes with a mortgage | 77% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Williams County | 45 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)