Home Insurance in Corwin, Ohio
With a median home value of $321,800, Corwin is 8% lower than the Warren County median.
The typical home in Corwin was built around 2003. About 13% of homes were built before 1960, in line with Warren County (14%). Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
The housing stock in Corwin is 98% single-family homes.
74% of owner-occupied homes in Corwin carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Corwin has an owner-occupancy rate of 94% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
Most homes in Corwin - 82% - are primarily heated with natural gas.
What's the biggest home insurance risk near Corwin? FEMA's National Risk Index points to inland flooding (Relatively Moderate) in Warren County and Warren County had 482 active NFIP flood policies as of September 2026. See the full Warren County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Ohio is $1,116 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $321,800 |
|---|---|
| Median year built | 2003 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 74% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Warren County | 482 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)