Home Insurance in Butlerville, Ohio
The median home value in Butlerville is $137,500, 61% lower than the Warren County median.
The typical home in Butlerville was built around 1953. About 70% of homes were built before 1960, about 56 points above Warren County's 14%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Butlerville breaks down to 98% single-family homes.
In Butlerville, about 82% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 71% of occupied homes in Butlerville are owner-occupied.
Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. In Butlerville, 41% of homes are primarily heated with electricity.
Warren County had 482 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is inland flooding (Relatively Moderate). See the full Warren County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median home value | $137,500 |
|---|---|
| Median year built | 1953 |
| Owner-occupied share | 71% |
| Share of owner-occupied homes with a mortgage | 82% |
| Top county hazard | Inland Flooding (Relatively Moderate) |
| Active NFIP policies in Warren County | 482 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)