HomeInsuranceQts

Home Insurance in Unionville Center, Ohio

With a median home value of $182,500, Unionville Center is 47% lower than the Union County median.

Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Unionville Center was built around 1948. About 56% of homes were built before 1960, about 35 points above Union County's 21%.

In Unionville Center, the housing stock is 94% single-family homes.

61% of owner-occupied homes in Unionville Center carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

About 84% of occupied homes in Unionville Center are owner-occupied.

Most homes in Unionville Center - 53% - are primarily heated with propane. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.

FEMA rates Union County's overall risk as Very Low, led by hail (Relatively Low). Union County had 65 active NFIP flood policies as of September 2026. See the full Union County home insurance overview for all FEMA hazard ratings and flood coverage details.

The statewide average premium for a standard HO-3 homeowners policy in Ohio is $1,116 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median home value$182,500
Median year built1948
Owner-occupied share84%
Share of owner-occupied homes with a mortgage61%
Top county hazardHail (Relatively Low)
Active NFIP policies in Union County65
Home insurance premium$1,116 - statewide average (NAIC, 2023 data)
Key home insurance figures for Unionville Center, OH

Nearby towns

Sources

Data last updated: 2026-09-29