Home Insurance in Uhrichsville, Ohio
Homes in Uhrichsville carry a median value of $117,400 - 37% lower than the Tuscarawas County median.
The typical home in Uhrichsville was built around 1959. About 52% of homes were built before 1960, about 10 points above Tuscarawas County's 41%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Uhrichsville, the housing stock is 64% single-family homes, 15% apartments in buildings with 5+ units and 5% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
63% of owner-occupied homes in Uhrichsville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Uhrichsville has an owner-occupancy rate of 49% and a vacancy rate of 8%; unoccupied homes typically need a different coverage form.
Most homes in Uhrichsville - 71% - are primarily heated with natural gas.
Tuscarawas County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Tuscarawas County had 225 active NFIP flood policies as of September 2026. See the full Tuscarawas County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median home value | $117,400 |
|---|---|
| Median year built | 1959 |
| Owner-occupied share | 49% |
| Share of owner-occupied homes with a mortgage | 63% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Tuscarawas County | 225 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)