Home Insurance in North Canton, Ohio
The median home value in North Canton is $201,200, 8% higher than the Stark County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in North Canton was built around 1971. About 34% of homes were built before 1960, about 9 points below Stark County's 43%.
The housing stock in North Canton is 68% single-family homes, 20% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
60% of owner-occupied homes in North Canton carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 69% of occupied homes in North Canton are owner-occupied. The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in North Canton - 79% - are primarily heated with natural gas.
Stark County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Stark County had 414 active NFIP flood policies as of September 2026. See the full Stark County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $201,200 |
|---|---|
| Median year built | 1971 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Stark County | 414 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)