Home Insurance in Glandorf, Ohio
With a median home value of $249,300, Glandorf is 24% higher than the Putnam County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Glandorf was built around 1970. About 35% of homes were built before 1960, about 2 points below Putnam County's 37%.
The housing stock in Glandorf is 98% single-family homes and 1% apartments in buildings with 5+ units.
In Glandorf, about 60% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 94% of occupied homes in Glandorf are owner-occupied. The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Glandorf - 74% - are primarily heated with natural gas.
What's the biggest home insurance risk near Glandorf? FEMA's National Risk Index points to hail (Relatively Low) in Putnam County and Putnam County had 145 active NFIP flood policies as of September 2026. See the full Putnam County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $249,300 |
|---|---|
| Median year built | 1970 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Putnam County | 145 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)