Home Insurance in New Holland, Ohio
The median home value in New Holland is $137,100, 47% lower than the Pickaway County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in New Holland was built around 1950. About 55% of homes were built before 1960, about 26 points above Pickaway County's 29%.
Housing in New Holland breaks down to 86% single-family homes, 6% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
64% of owner-occupied homes in New Holland carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 14%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 68% of occupied homes in New Holland are owner-occupied.
Most homes in New Holland - 76% - are primarily heated with natural gas.
Pickaway County had 85 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is inland flooding (Relatively Low). See the full Pickaway County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median home value | $137,100 |
|---|---|
| Median year built | 1950 |
| Owner-occupied share | 68% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top county hazard | Inland Flooding (Relatively Low) |
| Active NFIP policies in Pickaway County | 85 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
- Clarksburg
- Williamsport
- Bloomingburg
- Washington Court House
- Frankfort
- Mount Sterling
- Darbyville
- South Salem
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)