Home Insurance in Gann (Brinkhaven), Ohio
With a median home value of $91,700, Gann (Brinkhaven) is 62% lower than the Knox County median.
The median home in Gann (Brinkhaven) was built in 1939 or earlier. About 92% of homes were built before 1960, about 54 points above Knox County's 38%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Housing in Gann (Brinkhaven) breaks down to 99% single-family homes.
About 56% of owner-occupied homes in Gann (Brinkhaven) have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 3%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 45% of occupied homes in Gann (Brinkhaven) are owner-occupied.
In Gann (Brinkhaven), 55% of homes are primarily heated with electricity.
What's the biggest home insurance risk near Gann (Brinkhaven)? FEMA's National Risk Index points to hail (Relatively Moderate) in Knox County and Knox County had 134 active NFIP flood policies as of September 2026. See the full Knox County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Ohio is $1,116 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $91,700 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 45% |
| Share of owner-occupied homes with a mortgage | 56% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Knox County | 134 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)