HomeInsuranceQts

Home Insurance in Pickerington, Ohio

The median home value in Pickerington is $339,600, 14% higher than the Fairfield County median.

Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Pickerington was built around 2003. About 5% of homes were built before 1960, about 20 points below Fairfield County's 25%.

Housing in Pickerington breaks down to 78% single-family homes and 14% apartments in buildings with 5+ units.

About 74% of owner-occupied homes in Pickerington have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

The vacancy rate is 5%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 77% of occupied homes in Pickerington are owner-occupied.

Most homes in Pickerington - 73% - are primarily heated with natural gas.

Fairfield County had 449 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Fairfield County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.

Key figures

Median home value$339,600
Median year built2003
Owner-occupied share77%
Share of owner-occupied homes with a mortgage74%
Top county hazardHail (Relatively Moderate)
Active NFIP policies in Fairfield County449
Home insurance premium$1,116 - statewide average (NAIC, 2023 data)
Key home insurance figures for Pickerington, OH

Nearby towns

Sources

Data last updated: 2026-09-29